Understanding when your Social Security and Supplemental Security Income (SSI) payments arrive is crucial for financial planning. In May 2025, the Social Security Administration (SSA) will disburse payments based on beneficiaries’ birth dates and benefit types.
Retirement, Disability, and Survivor Benefits
For those receiving Social Security retirement, disability, or survivor benefits, payment dates are determined by birth dates:
- May 14: Beneficiaries born between the 1st and 10th.
- May 21: Beneficiaries born between the 11th and 20th.
- May 28: Beneficiaries born between the 21st and 31st.
If you began receiving benefits before May 1997, your payment date is:
- May 2: Regardless of birth date.
Supplemental Security Income (SSI)
SSI recipients will receive two payments in May 2025:
- May 1: Regular monthly payment.
- May 30: Advance payment for June, as June 1 falls on a Sunday.
May 2025 Payment Schedule Summary
| Benefit Type | Payment Date | Eligibility Criteria |
|---|---|---|
| SSI | May 1 | All SSI recipients |
| Social Security (pre-May 1997) | May 2 | Benefits started before May 1997 |
| Social Security (birthdays 1st–10th) | May 14 | Birth dates between 1st and 10th |
| Social Security (birthdays 11th–20th) | May 21 | Birth dates between 11th and 20th |
| Social Security (birthdays 21st–31st) | May 28 | Birth dates between 21st and 31st |
| SSI (advance for June) | May 30 | All SSI recipients |
Key Details for Beneficiaries
- Payment Method: Most beneficiaries receive payments via direct deposit or Direct Express debit card.
- Processing Time: If you don’t receive your payment on the expected date, allow three additional mailing days before contacting the SSA.
- Cost-of-Living Adjustment (COLA): In 2025, a 2.5% COLA has been applied, increasing the average retirement benefit to approximately $1,976 per month.
Staying informed about your Social Security and SSI payment schedules ensures financial stability and peace of mind. Mark your calendars with the May 2025 payment dates and ensure your personal information with the SSA is up to date to avoid any delays.
FAQs
Why am I receiving two SSI payments in May 2025?
Because June 1, 2025, falls on a Sunday, the SSA issues June’s SSI payment on May 30 to ensure timely receipt.
What should I do if my payment hasn’t arrived?
Wait three mailing days after your scheduled payment date. If it still hasn’t arrived, contact the SSA at 1-800-772-1213.
Can I change my payment method?
Yes, you can switch to direct deposit or a Direct Express debit card by contacting the SSA or updating your information online.