Families in Canada can breathe a little easier in 2025 with the Canada Child Benefit (CCB) offering up to $7,437 per child annually.
This tax-free payment provides vital support for families struggling with the rising costs of raising children under 18.
If you want to know who qualifies and how to claim the $7,437 child benefit in April 2025, here’s a detailed breakdown.
What is the $7,437 Child Benefit in Canada?
The Canada Child Benefit is a monthly payment aimed at helping low- and middle-income families manage the cost of raising their children.
The CCB is not taxable, meaning you don’t need to report it as income when filing your tax return.
The benefit is adjusted each year to reflect inflation and rising living costs, offering flexible financial support that parents can use where needed most.
In addition to the CCB, applying may also register your child for the GST/HST Credit and the Canada Carbon Rebate (CCR).
Who is Eligible for the $7,437 Child Benefit?
To qualify for the $7,437 CCB in 2025, you must meet the following criteria:
- Citizenship/Residency:
You must be a Canadian citizen, permanent resident, protected person, or a temporary resident meeting the required conditions. - Primary Caregiver:
You must live with the child and be mainly responsible for their upbringing. - Child’s Age:
The child must be under 18 years old. - Legal Status:
Either you or your spouse/common-law partner must meet the legal residency status and eligibility under the Indian Act, if applicable.
How to Claim the CCB in April 2025
Applying for the CCB is straightforward. Here’s how:
- Visit the CRA Website:
Log in to your My Account at Canada Revenue Agency (CRA). - Complete the Application:
Fill in the Canada Child Benefits Application form online. - Prepare Documents:
You’ll need:- Your and your child’s Social Insurance Numbers (SINs)
- Birth certificate or adoption papers
- Your family’s tax information
- Submit the Application:
Online submission is recommended for faster processing.
Once submitted, CRA will review your application, and if approved, payments can begin within eight weeks.
Payment Amount Breakdown
| Age of Child | Annual Benefit | Monthly Payment |
|---|---|---|
| Under 6 years | Up to $7,437 | $619.75 |
| 6 to 17 years | Up to $6,275 | $522.92 |
If your child qualifies for the Child Disability Benefit, you may receive an additional $3,173 annually.
Important Factors Affecting the Payment:
- Number of children
- Family’s adjusted net income
- Eligibility for provincial supplements
- Marital status
Canada Child Benefit Payment Dates 2025
| Month | Payment Date |
|---|---|
| January | 20 January 2025 |
| February | 20 February 2025 |
| March | 20 March 2025 |
| April | 17 April 2025 |
| May | 20 May 2025 |
| June | 20 June 2025 |
| July | 18 July 2025 |
| August | 20 August 2025 |
| September | 19 September 2025 |
| October | 20 October 2025 |
| November | 20 November 2025 |
| December | 12 December 2025 |
Payments are made monthly, typically around the 20th of each month, with slight variations.
The $7,437 Child Benefit per child in Canada for 2025 offers crucial financial support to families navigating the challenges of raising children.
By ensuring you meet the eligibility criteria, applying correctly, and keeping your tax returns up-to-date, you can make sure you receive the full benefit.
FAQs
How much can a family with two children under 6 receive annually from the CCB?
They could receive up to $14,874 annually if eligible for the maximum amount.
How long does it take to receive the first CCB payment after applying?
It typically takes around eight weeks after a complete application is submitted and approved.
Do I need to reapply every year for the Canada Child Benefit?
No, but you must file your taxes every year to continue receiving CCB payments automatically.