In May 2025, Supplemental Security Income (SSI) recipients will receive two separate payments — the first on May 1 and the second on May 30.
While this may seem like an extra benefit, it is actually a scheduling adjustment by the Social Security Administration (SSA).
Since June 1 falls on a Sunday, the SSA is issuing June’s payment early. It is crucial to understand that although two payments arrive in May, it does not mean extra income for the year — it is simply a shift in the disbursement schedule.
Key Payment Details
| Topic | Details |
|---|---|
| May 2025 SSI Payment Dates | May 1 (May Payment) and May 30 (June Payment) |
| Maximum Monthly Payments | $967 (individuals), $1,450 (couples), $484 (essential persons) |
| Eligibility | Age 65+, blindness, or disability with limited income/resources |
| Income Limits for 2025 | $2,019/month (individuals), $2,985/month (couples) |
| Resource Limits | $2,000 (individuals), $3,000 (couples) |
| Policy Change | Food aid will no longer reduce SSI (effective Sept. 2024) |
| Application Portal | SSA.gov |
Why Two SSI Payments Are Scheduled for May 2025
The SSA issues SSI payments on the first of each month. However, if the first falls on a weekend or federal holiday, the payment is advanced to the last business day of the prior month. Because June 1, 2025, lands on a Sunday, the June payment will be sent early — on May 30, 2025.
Important: The second payment is not a bonus; it is the standard June payment, simply issued earlier to ensure uninterrupted access to funds.
SSI Payment Amounts for 2025
With a 2.5% Cost-of-Living Adjustment (COLA) applied, the maximum SSI payments in 2025 are:
- $967 for an eligible individual
- $1,450 for an eligible couple
- $484 for an essential person
Actual payments may vary based on individual circumstances, including income, living arrangements, and whether the recipient receives additional support.
Who Is Eligible for the $967 SSI Payments?
To qualify for SSI payments in 2025, individuals must meet the following criteria:
- Age/Disability: Must be at least 65 years old, legally blind, or have a disability expected to last at least 12 months or result in death.
- Income Limits: Monthly gross income must be less than $2,019 for individuals and $2,985 for couples. Some exclusions, such as the first $20 earned, apply.
- Resource Limits: Countable resources must not exceed $2,000 (individuals) or $3,000 (couples). Certain assets like a primary home and one vehicle are excluded.
- Citizenship and Residency: Must be a U.S. citizen or qualifying resident alien and live within the 50 states, D.C., or the Northern Mariana Islands.
How to Budget When Receiving Two Payments
Receiving two SSI payments in one month can create confusion if not managed carefully. Here are some tips:
- Treat the May 30 Payment as June’s Income: Set aside the second payment for June expenses.
- Automate Essential Bills: Set up automatic payments to maintain financial stability.
- Use Budgeting Tools: Apps like Mint, GoodBudget, or YNAB can assist in managing cash flow during months with payment shifts.
SSI vs. SSDI: Understanding the Difference
It is essential to distinguish Supplemental Security Income from Social Security Disability Insurance (SSDI):
| Feature | SSI | SSDI |
|---|---|---|
| Based on Work History? | No | Yes |
| Funded by | General Tax Revenues | Payroll Taxes |
| Resource Limits | Yes | No |
| Health Benefits | Medicaid | Medicare |
| Payment Structure | Fixed | Depends on work history |
How to Apply for SSI Benefits
Applicants can file for Supplemental Security Income payments through the following methods:
- Online: Visit ssa.gov/ssi
- Phone: Call 1-800-772-1213 (TTY: 1-800-325-0778)
- In-Person: Visit a local SSA office (appointments recommended)
Applicants should be prepared to provide proof of age, income, resources, and medical documentation.
May 2025 will bring a unique situation for Supplemental Security Income recipients, with two payments—one at the start and one at the end of the month.
Although it might initially appear like a financial bonus, it is crucial to remember that the May 30 payment covers June expenses.
By understanding the adjusted payment schedule, eligibility criteria, and proper budgeting strategies, recipients can manage their benefits effectively and maintain financial security.
FAQs
Why are there two SSI payments in May 2025?
The second payment in May is an early release of the June payment, scheduled because June 1 falls on a Sunday.
Is the second May payment an extra Supplemental Security Income benefit?
No, the second payment on May 30 is the standard June payment issued early, not additional income.
How much will eligible individuals receive in May 2025?
Eligible individuals will receive up to $967 per payment, depending on their income and living situation.