Veterans receiving 90% VA disability compensation can expect a welcomed financial boost in 2025. A confirmed Cost-of-Living Adjustment (COLA) means monthly payments will increase, helping veterans manage rising living costs and maintain purchasing power.
This update is especially crucial for those rated at 90%, a group that often falls just short of 100% compensation but still faces significant service-connected impairments. Here’s a comprehensive look at how much more you can expect to receive and what it means for your financial planning.
What’s the New VA Disability Pay for 90% Rated Veterans in 2025?
A 2.5% COLA increase has been applied to all VA disability compensation rates for 2025. For veterans rated at 90%, this translates into a tangible rise in their monthly checks starting January 1, 2025.
2025 VA Monthly Compensation for 90% Disability Rating
| Dependent Status | Monthly Compensation (2025) |
|---|---|
| Veteran Alone | $2,297.96 |
| Veteran with Spouse | $2,489.63 |
| Veteran with Spouse and One Parent | $2,634.38 |
| Veteran with Spouse and Two Parents | $2,797.13 |
| Veteran with One Parent | $2,451.71 |
| Veteran with Two Parents | $2,605.46 |
| Each Additional Child Under 18 | +$95.33 |
| Each Additional School-Aged Child Over 18 | +$308.53 |
| Spouse Receiving Aid and Attendance | +$176.30 |
These payments reflect the most recent adjustments and will be issued monthly.
What This Raise Means for Veterans
For a veteran receiving compensation at the 90% rate, the increase of approximately $56.05 per month adds up to over $672 annually. While this may not seem substantial on its own, it’s a critical step in preserving the value of the compensation in the face of ongoing inflation and higher living expenses.
This increase helps cover everyday essentials such as groceries, rent, utilities, and transportation, which have all seen price hikes in the past year. For those supporting a spouse, children, or dependent parents, the raise is even more impactful.
Can You Increase Your Compensation Beyond 90%?
Veterans rated at 90% often explore two main options to raise their compensation:
- Apply for 100% Disability Rating:
If your condition worsens or you develop new service-connected disabilities, you may be eligible for a reevaluation. The jump from 90% to 100% brings a significant leap in monthly compensation—from $2,297.96 to $3,831.30, a difference of more than $1,500 per month. - Total Disability Individual Unemployability (TDIU):
If your disabilities prevent you from holding substantially gainful employment, you can apply for TDIU. Veterans approved for TDIU receive the same monthly payment as 100% disabled veterans, even if their combined rating is under 100%.
Why the COLA Adjustment Matters
COLA ensures that VA disability payments keep pace with inflation. Without these annual adjustments, the real value of benefits would erode over time, diminishing purchasing power for essential goods and services.
Although the 2.5% increase in 2025 is lower than the previous year’s adjustment, it still represents an important measure to help veterans manage cost-of-living pressures.
The confirmed 2025 VA disability raise for veterans with a 90% rating is a necessary step in maintaining financial stability amidst rising prices.
With new compensation rates set at $2,297.96 for veterans alone and higher amounts for those with dependents, this change will benefit thousands of households across the country.
For veterans nearing full disability, exploring options like TDIU or a rating increase could unlock even greater financial security. Stay informed and proactive—this annual raise is just one part of maximizing the benefits earned through service.
FAQs
When will veterans start receiving the increased payment?
The new rates are effective starting December 1, 2024, and will be reflected in January 2025 VA payments.
Is the increase automatic, or do I need to apply?
The COLA adjustment is automatic. Veterans receiving compensation will see the higher rates without needing to take any action.
What if I think I qualify for 100% but am currently at 90%?
You can file for an increase through the VA by submitting new medical evidence or documentation that supports your claim.